Effective Date: August 1, 2025

🔐 We Respect Your Privacy

This disclosure explains how General Financial Capital (“we,” “our,” or “us”) may share your personal information with our affiliated companies in accordance with the Mortgage Acts and Practices – Advertising Rule (MAP Rule), the Gramm-Leach-Bliley Act (GLBA), and other applicable federal and state privacy laws.

What Information We Collect

We may collect the following categories of information during your mortgage application or servicing process:

🪪 Personal identification information (e.g., name, address, Social Security number)
💵 Financial information (e.g., income, credit score, payment history)
🏠 Mortgage application details and property information
🧾 Loan terms and account transaction history

How We Share Information With Affiliates

We may share your personal information with our affiliated businesses, which include:

🏦 Mortgage lenders and brokers
📑 Loan servicing entities
🏢 Insurance and title agencies
💼 Financial and investment affiliates
🏘️ Real estate affiliates
⚖️ Accounting or legal services firms under common control

We share this information for the following purposes:

✅ To provide and service your mortgage or related services
💬 To offer financial products or services that may benefit you
🔧 For operational purposes such as underwriting, customer support, compliance, and auditing

Your Right to Limit Sharing

Under the Fair Credit Reporting Act (FCRA), you have the right to limit the following types of affiliate information sharing:

📉 Information about your creditworthiness, such as your credit score or income, for the purpose of marketing to you

If you wish to limit this sharing, you may opt out by contacting us:

📞 Phone: +1 855-963-1854
📧 Email: privacy@genfincap.com

Your Choice Applies Until Revoked

Once you opt out, your choice will remain in effect unless you tell us otherwise in writing.

How We Protect Your Information

We maintain administrative, technical, and physical safeguards to protect your information against unauthorized access and use.

Questions?

If you have any questions about this disclosure or how we handle your personal information, please contact our Privacy Office at:

📧 Email: privacy@genfincap.com
📞 Phone: +1 855-963-1854